How We Make the Process Easy and Meaningful for Teachers

Our goal is to provide or help you create effective standards-approved lesson plans, help you to obtain administration approval, give you tips on answering questions from parents, and of course provide funds so your students can have a real-life experience in philanthropy, micro-lending to the poor, socially responsible investing or social entrepreneurship.

Karen DeTore, M.Ed.Admin. is our Education Director, and she or someone else on our team will be your personal contact person and guide. Karen has experience as a teacher and as an administrator, and absolutely loves the creativity and impact of project oriented learning. You can contact Karen through email by clicking here.


Teachers’ Steps to Create a Seeds of Generosity Lesson

  1. Spend a half hour or so with the website to see what we are doing with other classes;
  1. Consider age-specific options (our recommendations are: Philanthropy, any age; Kiva Micro-Loans, age 13+; Socially Responsible Investing, age 15+, and Social Entrepreneruship, age 8+.
  1. Discuss with your administrator if needed – you can refer them to our site, or to our Education Director.
  1. If you would like to see more ideas for lesson plans, visit, which offers over 1,400 free lesson plans in civic participation and service learning.
  1. Contact us by phone or email so we can address any questions and help you get started.


More Support for Interesting, Effective, Standards-Approved Lesson Plans

One of our resources is, a nonprofit organization that provides more than 1,400 free State-certified lesson plans for K-12 that teach giving, civic engagement and character through service-learning. These lesson plans provide proven templates for teachers to customize lessons iin philanthropy, micro-lending to the poor, and Socially Responsible Investing. We know that most teachers would like to have a lesson plan foundation to start with, and then customize it to their particular teaching style, goals, grade level and students. As Seeds of Generosity grows, we will develop a bank of more and more tested lesson plans, and we invite you to co-create with us. We are sure that there are literally thousands of ways to teach students about the good use of money, and we look forward to partnering with you!

Learning to Give website Curriculum Materials for Micro-Lending with High School Students already supports students who raise their own money and then make micro-loans. They have very useful and tested materials available here.


Care With Nonprofit Selection

Keeping in mind that parents will want to know what their children are doing through this project, Seeds of Generosity will work with donors, teachers and schools to avoid sensitive subjects (unless co-chosen by them). For example, at least through the public schools we would avoid gifts to specific religions, political nonprofits or politicians, media entities that are biased, and other nonprofits that might be politically or socially divisive. There may be more choice with channeling funds through private schools or organizations (e.g., Boy Scouts). If a faith-based private school has donors that would wish to support its specific goals, and if the parents, teachers and administration agree, then Seeds of Generosity would help to facilitate those gifts.

Seeds of Generosity's Role

Seeds of Generosity acts as a guide and facilitator for this process of channeling philanthropic money through schools. Our staff works first with the donor to determine what they would like to achieve at the school level with their gift. We seek to strike a balance between having the donors general wishes met, while still leaving flexibility for students so they can be inspired about what is most meaningful to them.

Donors can provide funds for any combination of the Seeds of Generosity realms: Philanthropy, SRI, Micro-Lending, and Social Entrepreneurship; and we recommend that some percentage of their gift (5% to 10%, or more, is recommended) to the school. A particular teacher may be more attracted to any one, or several, of these realms. In one high school, for example, a teacher of economics might be interested in the micro-lending or socially responsible investing, and a social studies or civics teacher might be more interested in direct philanthropy.

Some donors may want some control, and others will be more flexible. One option for donor involvement is for the donor to designate a particular area of giving, for example, environmental, or animal welfare, or third-world hunger, or womens rights. Then the donor can give the students free range to donate the provided funds to nonprofits in those areas.

Example Class - 4th Grade

Click here to see details of our first 4th grade philanthropy class, focused on the beloved book and story about "Humphrey the Lost Whale," who got lost and swam through the Golden Gate bridge and up the Sacramento River in 1985 (and 1992), and had to be rescued by hundreds of volunteers.


Our goals are to:

  • Provide hands-on experiences for students in philanthropy, socially-responsible investment, and micro-loans to the poor
  • Inspire a lifetime of Character, Community and Compassion
  • Raise more money for nonprofits and for schools
  • Help to create a more generous and caring future for all of us.

Thank you again for visiting our website.

Please email Karen DeTore, our Education Director, for more information.


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