How Our Generosity Educational Process Works

Seeds of Generosity facilitates donations that are used to educate and inspire students in the beneficial uses of money.    Founder Duane Light, a holistic attorney and longtime nonprofit advisor and fundraiser, manages the organization, raises funds and advises and supports donors. Seeds of Generosity works with teachers to support the donor's goals, yet at the same time the project requires that we allow the students to find and support what they are passionate about. This way, we are truly inspiring their generosity and interest rather than telling them what to do.

Karen DeTore is our Education Director. She is a K-8 school teacher, and has an MA in Educational Administration and experience as an administrator. Karen works with administrators and teachers to create lesson plans that can qualify as State-certified and are meaningful for students. The donor might request that his or her funds be used at a particular school, and our staff will be available to work with that school if it wishes to participate.

Seeds of Generosity facilitates four Programs: Philanthropy, SRI, Micro-Lending, and Social Entrepreneurship. Donors can provide funds in any combination to pass through any of these Programs. We also ask donors to approve a percentage of the gift, usually 5% to 10%, to go directly to the school.


The Donor's Choices

            Seeds of Generosity maintains a General Account for general donations that are directed to projects chosen by students, guided by their teachers and overseen by us.  Individual accounts will be established as donors select their preferred service categories in philanthropy, micro-lending, socially responsible investingt and social entrepreneurship.  Seeds of Generosity forsees holding at least the following accounts:

*    Environment

*    Hunger

*    Education

*    Music

*    Peace

*    Children

*    International Affairs

*    Drug/Alcohol Rehabilitation

*    Animal Rights

*    Womens’ Issues

*    Arts

*    Health Care

*    International Development

*    Human Services

*    Religion-related

*    Human Rights


            Seeds of Generosity will make the funds in each category available to schools as they choose project areas.  For example, if a 10th grade class wanted to explore and fund local nonprofits supporting health care, women’s issues and children, then it could request funds from those accounts.  Thus, students have the freedom to make choices that inspire them, and donors’ wishes about general uses of their funds are honored. 

            Duane and other staff work directly with donors, helping them to decide whether:

  1. to be anonymous or have their name associated with the project;
  1. to contribute to the General Fund or specific areas of giving;
  1. to designate a specific school or not;
  1. to participate in the project in some way (e.g., speak to the students about why the donor wishes to empower and share this process, or come to the school for the check-writing celebration); and
  1. to donate a portion of funds to the participating school (we recommend 5% to 10%, or more).


Teachers’ Steps to Create a Seeds of Generosity Lesson

            Our aim is to make the process as simple and accessible as possible. Karen DeTore, our Education Director, is available here to help with any questions.  Here are general steps:

  1. Spend a half hour or so with the website to see what we are doing with other classes;
  1. Consider age-specific options (our recommendations are: Philanthropy, any age; Kiva Micro-Loans, age 13+; Socially Responsible Investing, age 15+; and Social Entrepreneurship, any age.
  1. Discuss with your administrator if needed – you can refer them to our site, or to our Education Director.
  1. If you would like to see more ideas for lesson plans, visit, which offers over 1,400 free lesson plans in civic participation and service learning.
  1. Contact us by phone or email so we can address any questions and help you get started.


Our Resources and Partners provides more than 1,400 free State-certified lesson plans for K-12 that teach giving, civic engagement and character through service-learning. These lesson plans provide proven templates for teachers to customize lessons iin philanthropy, micro-lending to the poor, and Socially Responsible Investing.

Learning To GIve Website is an investment consulting company that specializes exclusively in socially responsible investing. Hal Brill, a founder of the company, is author of Investing With Your Values: Making Money and Making a Difference. We are also very grateful to have Hal as a member of our Advisory Board, as he provides guidance for our educational programs as well as being one of many SRI advisors that donors can designate to manage the investments.

Natural Investments website is a non-profit organization that facilitates loans from private individuals of as little as $25 to help alleviate poverty worldwide. Kiva has a quite phenomenal loan payback rate of over 98%. Working with microfinance institutions on five continents, Kiva helps provide loans to people who have no access to traditional banking systems. One hundred percent of each loan is sent to these microfinance institutions, which Kiva calls Field Partners, who administer the loans in the field. Kiva relies on a world wide network of over 450 volunteers who work with its Field Partners, edit and translate borrower stories, and ensure the smooth operation of countless other Kiva programs. On the Kiva website, students can review real projects and people, make international connections, and loan money to help the poor become self-sufficient.

Kiva website


To summarize, our goals are to:

  • Provide hands-on experiences for students in philanthropy, socially-responsible investment, and micro-loans to the poor;
  • Inspire lifetimes of Character, Community and Compassion;
  • Raise money for nonprofits and for schools; and
  • Help to create a more generous and caring future for all of us.

Thank you again for visiting our website.

Please email Karen DeTore, our Education Director, or Duane Light, Development Director, for more information.


Copyright 2011 Seeds of Generosity. All rights reserved.